Stripe Fee Calculator
Work out exactly what Stripe's 2.9% + $0.30 fee costs you — forward (what you keep) and reverse (what to charge to land a target amount).
- You charge
- $100.00
- Stripe fee (2.9% + $0.30)
- − $3.20
- You keep (net payout)
- $96.80
Based on Stripe's standard US pricing of 2.9% + $0.30 per successful card charge. International cards, currency conversion, and custom plans may differ.
How Stripe fees work
Stripe charges 2.9% + $0.30 on every successful card payment in the United States. The percentage scales with the transaction size while the $0.30 is fixed, so small charges lose a larger share to fees. On a $100 charge you pay $3.20 and keep $96.80; on a $10 charge you pay $0.59 — nearly 6%.
To net a specific amount, switch to “What to charge”. The formula is (target + $0.30) ÷ (1 − 0.029) — to keep exactly $100 you need to charge about $103.40.
Looking for a tool to manage payments and reconciliation? Browse our finance tool categories or read the blog.
FAQ
How much does Stripe charge per transaction?▾
Stripe's standard US pricing is 2.9% of the transaction plus a fixed $0.30 per successful card charge. For example, on a $100 charge you pay $3.20 in fees and keep $96.80.
How do I calculate what to charge so I keep a specific amount?▾
Use the reverse ("What to charge") mode. To net a target amount, the customer must be charged (target + $0.30) ÷ (1 − 0.029). To keep exactly $100, you'd charge about $103.40.
Does this include international or currency conversion fees?▾
No. This calculator uses Stripe's standard US card rate (2.9% + $0.30). International cards, currency conversion, and custom enterprise pricing can add extra fees.