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OnPay Review

Full-service payroll with unlimited pay runs and transparent pricing

OnPay is a full-service payroll platform that consistently earns top ratings for combining comprehensive functionality with straightforward, transparent pricing. The flat per-employee fee includes all features without tiered plans — unlimited pay runs, full payroll tax filing and remittance in all 50 states, new hire reporting, W-2 and 1099 generation, and multiple payment methods — making cost planning simple. HR tools covering employee onboarding, digital offer letters, org charts, and document storage are included without additional modules. Benefits administration handles medical, dental, vision, and 401(k) integrations with leading providers. OnPay supports a wide range of pay types: salary, hourly, tips, commissions, contractors, and seasonal workers. The payroll run workflow is clean and fast, with automatic calculation of federal, state, and local taxes. Error-free guarantee covers any penalties resulting from OnPay's mistakes. Integration with QuickBooks Online and Xero syncs payroll data to accounting automatically. The 401(k) partnership with Guideline enables easy retirement benefit setup. Customer support consistently receives high marks, with US-based specialists available by phone, email, and chat. OnPay is particularly well-suited for small businesses with 1–100 employees who want comprehensive payroll without the sales complexity and opaque pricing of larger providers like ADP or Paychex.

5-Dimension Score

5-dimension score radar chartAccuracy4.5Speed4.5Ease of Use4.5Pricing4.0Compliance5.0
Last reviewed May 25, 2026Read our methodology →

Information

  • Websiteonpay.com
  • $40/month base + $6/employee/month; includes all features, unlimited pay runs, and all tax filings
  • Published date2026/05/25

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