Brex Venture Debt

Driven provides asset-based lending and equipment financing solutions for businesses with significant physical assets — manufacturers, transportation companies, construction firms, agriculture operations, and other capital-intensive businesses that use equipment and real assets as collateral for financing. Asset-based lending structures credit facilities against receivables, inventory, and equipment, enabling companies to access working capital proportional to their asset base rather than limited by earnings multiples alone. Equipment financing covers new and used machinery, vehicles, technology, and other business equipment purchases with terms typically 3-7 years and fixed monthly payments. The underwriting process for asset-based loans evaluates collateral quality, business cash flows, and the borrower's ability to manage the collateral base. Revolving credit facilities against receivables and inventory provide working capital flexibility as business volumes fluctuate. For capital-intensive businesses that struggle to access unsecured financing due to thin margins or cyclical cash flows, asset-based structures provide financing capacity aligned with actual business assets rather than earnings alone. Driven serves businesses across traditional industries where physical assets create natural collateral for growth financing.

Capstack is a financial technology platform connecting mid-market businesses and acquirers with a curated network of alternative lenders, private credit funds, and institutional financing sources for business acquisitions, growth capital, and recapitalizations. The platform serves companies in the $5M–$100M revenue range that have grown beyond traditional small business lending but aren't large enough for institutional investment banking mandates. Capstack's proprietary matching engine analyzes deal characteristics, business metrics, and financing structure preferences to identify the most relevant capital providers from its network. Deal types include acquisition financing, management buyouts, growth capital loans, and revenue-based financing for digital businesses. The platform's deal room provides secure document sharing and lender communication management, streamlining the fundraising process. The team provides advisory support alongside the platform, helping borrowers understand financing options and structure terms appropriately. Integration with commercial real estate, SaaS, and services industry databases enables faster underwriting at partner lenders. For mid-market business owners and acquirers who find SBA loans too small and traditional investment banking too expensive, Capstack's technology-enabled capital markets access provides an efficient middle market alternative.

Jeeves is a global financial platform providing corporate cards and expense management for companies operating across international markets — particularly startups and scaleups with operations in Latin America, Europe, and North America simultaneously. The platform addresses the fragmentation of managing corporate spending across multiple countries, currencies, and banking relationships by providing a single corporate card program accessible across its covered markets. Jeeves corporate cards operate on Net-30 to Net-45 terms, providing effective working capital by extending the time between making purchases and settling the card balance. Credit limits are based on business revenue metrics rather than personal credit, enabling companies to access meaningful spending capacity. Multi-currency capability reduces FX conversion costs for companies with international spending. Expense management features include real-time transaction visibility, receipt capture, approval workflows, and accounting integrations. Jeeves's underwriting model evaluates business revenue and banking activity to set credit limits without personal guarantees. The platform is particularly valuable for LatAm-headquartered companies and companies with significant operational presence in markets where US-centric corporate card programs provide limited coverage. FX conversion rates and fees are competitive compared to traditional corporate card alternatives in international markets.