Alternative Minimum Tax
Parallel tax calculation ensuring high-income taxpayers pay a minimum federal tax regardless of deductions.
FAQs
Who is most likely to owe AMT?
After the 2017 Tax Cuts and Jobs Act raised exemption thresholds, AMT primarily affects high-income individuals with large incentive stock option exercises, taxpayers in high-state-income-tax states who previously benefited from large SALT deductions, and individuals with significant accelerated depreciation deductions from real estate or business assets. The most common AMT trigger for tech employees is exercising incentive stock options (ISOs), where the spread between exercise price and fair market value creates AMT income even without a stock sale.
Can AMT paid be recovered in future years?
Yes—AMT paid creates an AMT credit (the Minimum Tax Credit or MTC) that can be applied against regular tax in future years when your regular tax liability exceeds your AMT liability. This credit can be carried forward indefinitely. For taxpayers who exercise ISOs and trigger AMT, selling the stock in a subsequent year (especially at a loss) can generate regular tax losses that create an opportunity to reclaim accumulated AMT credits, potentially recovering significant amounts over time.
How does AMT affect incentive stock option (ISO) planning?
When employees exercise ISOs, the spread between the exercise price and fair market value is not taxable under regular tax rules but is an AMT preference item. If the spread is large, it can trigger significant AMT. Planning strategies include spreading ISO exercises over multiple years to stay below the AMT threshold, exercising early in the year to know the tax liability before year-end, running AMT projections before any exercise, considering immediate disqualifying dispositions when stock values are low, and timing ISO exercises in years when regular income is lower.
Related Terms
Qualified Opportunity Zone
IRS-designated economically distressed area offering capital gains tax deferral and reduction for long-term investments.
Like-Kind Exchange
Tax-deferred swap of investment real estate for similar property under IRS Section 1031.
Section 179 Deduction
Immediate expensing of qualifying business property rather than depreciating it over multiple years.
Qualified Business Income Deduction
20% deduction for pass-through business income under IRC Section 199A for eligible self-employed taxpayers.